OPTIMA - PINJAMAN UANG GUIDE

Optima is the right credit solution without collateral

OPTIMA-CASH RUPIAH CASH LOANS

Loan Product Information:

1. Fast online loan tenor: 91 - 180 days

2. Cash loans: IDR 300,000 - IDR 5,000,000

3. Maximum annual interest (APR) : 24% p.a

Simulation for a loan of IDR 3,000,000 with a period of 91 days, the fees charged are as follows:

Monthly interest rate：24%/12 = 2%

Monthly interest：Rp 3,000,000*2% = Rp 60,000

Total monthly payments = IDR 3,000,000/3 + IDR 60,000 = IDR 1,060,000

Total interest: IDR 3,000,000 * (24%/360) * 91 days = IDR 182,000

Total return fee: IDR 3,000,000 + IDR 182,000 = IDR 3,182,000

As a P2P platform, Optima will charge a fee based on the type of loan you choose. These fees include fees for: Credit scoring systems, account fees, and third party fees.

Empty wallet, need rupiah? Want to open a business, need business capital?

Love online shopping, need cash to checkout the basket?

Need an easy bailout without collateral?

Are you looking for the right and unsecured online money loan?

No need to borrow from friends that can ruin friendships!

Don't worry about us, Optima!

Optima is the right solution for collateral-free credit, cash loans that are safe and friendly! High loan limit, long loan term.

Moreover, there is a Ramadan Blessing PROMO,

Cheaper pay, higher limit, longer tenor, high approval rate, very easy cash!

WHAT ARE THE ADVANTAGES OF OPTIMA CREDIT COMPARED TO OTHER ONLINE LOANS?

1. Registered and supervised by OJK, legal and safe cash loans.

2. Interest is affordable

3. Borrow unsecured rupiah funds (loan credit cards without collateral online).

4. Smart credit limits and flexible cash loan tenors, as desired.

5. Information on online rupiah loan funds is transparent.

6. Data and privacy are guaranteed safe.

7. Digital credit, borrowing rupiah funds is done online.

If you,

- Indonesian citizens

- Age 18 and over

- Have ID

- Have a bank account in Indonesia

THEN YOU CAN DIRECTLY APPLY FOR A LOAN WITHOUT WARRANTY at OPTIMA! Very easy cash right?

Smart solution for your financial needs!

How to Apply for Rupiah Fund Cash Loans at Optima:

- Download the Optima online credit money loan application

- Register, fill in & complete the Optima loan credit form

- Wait for the online loan verification process

After knowing the advantages of Optima's online cash loan service, now also enjoy the convenience of paying bills:

Easy Ways to Pay Cash Loans:

1. Virtual Account (VA) using bank transfer with ATM/m-Banking/Internet Banking. Collaborating banks: BCA, BNI, BRI, Mandiri, CIMB Niaga, Permata, Danamon.

2. OTC: via Alfamart cashier.

Information regarding loan payments will be indicated in the application and SMS.

Is Optima a KTA without a credit card?

- Yes, Optima is an online KTA loan application or credit without collateral, which is an unsecured money loan and credit card.

What are Tenors?

- Loan tenor is the loan period or the length of your online loan repayment.

Come on, prove it and cash out your own rupiah in cash by downloading the Optima app right now! Cash we enjoy together. If you need a loan for an emergency situation or have difficulty applying for a credit card, please apply for credit smartly only in the rupiah cash loan application, cash online, Optima!

Hurry up and apply for credit money loans online cash funds at the best trusted online money loans.